1051 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1051 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,598 sqft · built 1996
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,080,000 (Jan 2021)
Tax Bill	$34,427 (2025)
Deeds & Mortgages	Nov 2021 Transfer Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-016-000-0003.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-016-000-0003.0-4-0000`
Alternative APNs	`03-38-41-016-000-00030-4` `20504`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,598 sqft Living Area
1st Floor Area	2,142 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	100 ft deep x 89 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,353 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20504
Street Address	1051 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	STUART FRUIT CO E1/2 OF LOT C OR 365/7
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	STUART FRUIT CO
Legal Block	1
Legal Lot Number	C
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1018
Census Tract	800

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 27, 2021	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	20212864216
Deed Book / Page	3192 / 1957
Last Transfer Date	Nov 4, 2021
Transfer Doc	0032692444
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Nov 4, 2021
Property Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522
Document Number	0032692444
Book / Page	3269 / 2444
Map Reference	MB 2 PG 41
Instrument Date	Nov 4, 2021
Instrument	2924572
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030322545
Date	Dec 19, 2018
Book Page	3032/2545
Instrument	2730716

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 27, 2021
Property Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522
Document Number	0031921957
Book / Page	3192 / 1957
Map Reference	MB 2 PG 41
Instrument Date	Jan 22, 2021
Instrument	2864216
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1051 SE RIVERSIDE DR, 1051, STUART, FL 34996-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 SE RIVERSIDE DR, STUART, FL 34996-2522

Mortgage

Document Number	0031921960
Date	Jan 27, 2021
Instrument	3192/1960

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,427.00 (-1.03%) Homeowner's exemption	$2,003,784 (+5.99%)	$2,371,960 (+15.26%) Land $1,513,890 Building $858,070
2024	$34,786.00 (+1.84%)
2023	$34,158.00 (+2.89%) Additional exemption filed	$1,890,595 (+3%)	$2,057,980 (+12.12%) Land $1,177,470 Building $880,510
2022	$33,197.00 Homeowner's exemption	$1,835,530 Land $1,093,370 Building $742,160	$1,835,530 Land $1,093,370 Building $742,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 15 condo units
Nearby Flood Claims	48 (1979–2022)
Claims Outside the SFHA	34 of 48
Most Recent Claim	Jun 2022 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 23 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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