Kay County property record for 1020 E Central Ave, Ponca City, OK 74601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,840 sqft · built 1940 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2022) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080-00-004-001-0-000-00 |
| Primary APN | 0080-00-004-001-0-000-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 2,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,521 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 666 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 436 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 739 |
|---|---|
| Street Address | 1020 E CENTRAL AVE |
| City | PONCA CITY |
| State | OK |
| Zip | 74601-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P C-BLUFFDALE ADD BLK 4 LOTS 1-5 INCL E10' VAC ALLEY ADJ |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 27 |
| Legal Subdivision | BLUFFDALE |
| Legal Block | 4 |
| Legal Lot Number | 1-5 |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 400 |
Source: Kay County assessment roll, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage F & M BANK |
| May 9, 2022 | Warranty Deed, Transfer |
| Dec 22, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF OKLAHOMA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Prior Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 20223651 |
| Deed Book / Page | 1904 / 934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | May 6, 2022 |
| Property Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Document Number | I2022003587 |
| Book / Page | 1904 / 739 |
| Instrument Date | May 5, 2022 |
| Instrument | I-2022-003587 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Document Number | I2022003588 |
|---|---|
| Date | May 6, 2022 |
| Instrument | I-2022-003588 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | May 9, 2022 |
| Property Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Document Number | I2022003651 |
| Book / Page | 1904 / 934 |
| Instrument Date | May 5, 2022 |
| Instrument | I-2022-003651 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Dec 22, 2021 |
| Property Address | 1020 E CENTRAL AVE, PONCA CITY, OK 74601-5601 |
| Document Number | I2021010876 |
| Book / Page | 1891 / 698 |
| Instrument Date | Dec 17, 2021 |
| Instrument | I-2021-010876 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603 |
| Investor | Possibly a Property Investor |
| Document Number | I2021010877 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | I-2021-010877 |
| Name | FIRST NATIONAL BANK OF OKLAHOMA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Municipality | Ponca City |
| Unified School District | Ponca City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-6.76%) | $17,735 (-7.68%) Land $1,485 Building $16,250 | $161,226 (-7.68%) Land $13,500 Building $147,726 |
| 2024 | $1,819.00 (-2.83%) | $19,210 (-1.04%) Land $2,153 Building $17,057 | $174,642 (-1.04%) Land $19,575 Building $155,067 |
| 2023 | $1,872.00 | $19,412 Land $2,153 Building $17,259 | $176,477 Land $19,575 Building $156,902 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Ponca, Oklahoma Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.
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