Polk County property record for 1100 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,038 sqft · built 1987 |
| Lot Size | 0.372 acres (16,183 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (Jun 2026) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000900 |
| Primary APN | 24-27-08-161004-000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 2,038 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,183 sqft (0.372 acres) |
| Lot Dimensions | 154 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 341 sqft |
| Cooling System | Central |
|---|
| Street Address | 1100 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 90 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12304 |
1100 Hammock Shade Dr is owned by a company that bought it in June 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1115 KATHLEEN RD, LAKELAND, FL 33805-3512 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Warranty Deed, Transfer CSTONE TITLE, CAPSTONE TITLE |
| Nov 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Feb 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage SECURE ONE CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 2026137532 |
| Deed Book / Page | 14031 / 492 |
| Transfer Doc | 4948000342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Document Number | 0000137532 |
| Book / Page | 14031 / 492 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026137532 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | CSTONE TITLE, CAPSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $173,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1115 KATHLEEN RD, LAKELAND, FL 33805-3512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Document Number | 0000264821 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 13341/595 |
| Instrument | 2024264821 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Document Number | 0000055463 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 11606/2064 |
| Instrument | 2021055463 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1100 HAMMOCK SHADE DR, LAKELAND, FL 33809-2371 |
| Document Number | 0107642062 |
| Instrument Date | Feb 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1100 HAMMOCK SHADE DR LAKELAND FL 338092371, LAKELAND, FL 33809-2371 |
| Document Number | 0107642062 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 010764/002062 |
| Instrument | 41392 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
The 2025 property tax bill for 1100 Hammock Shade Dr was $1,889.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,398 (+2.7%) | $334,835 (+2.84%) Land $60,000 Building $274,835 | |
| 2025 | $1,889.00 Homeowner's exemption | $186,366 | $325,590 Land $60,000 Building $265,590 |
| 2023 | $2,336.00 (+4.19%) Homeowner's exemption | $175,839 (+3%) | $326,471 (+15.83%) Land $58,000 Building $268,471 |
| 2022 | $2,242.00 Homeowner's exemption | $170,717 | $281,848 Land $48,000 Building $233,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1100 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1100 Hammock Shade Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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