11125 Peppermint St, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 11125 Peppermint St, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,249 sqft)
Owner2 Individual Names on Record
Last Sale$615,367 (Mar 2019)
Tax Bill$7,122 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN214039N4190000

Property Details

APN / Parcel Number

Primary APN214039N4190000
Alternative APNs
  • 4039N4190000
  • 91041548

Exterior

Lot Area5,249 sqft (0.12 acres)

Location & Zoning

Account Number91041548
Street Address11125 PEPPERMINT ST
CityPROSPECT
StateKY
Zip40059-6603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT N419 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 4, PB. 56, PG. 17-18, 0.0918 AC +/-, OFF 379300200000, 3793001700
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase4
Legal Lot NumberN419
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group3
Census Block3001
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11125 PEPPERMINT ST, PROSPECT, KY 40059-6603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional with PMI
STOCKTON MTG
Mar 1, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Prior SaleJan 3, 2018 · Amount on Record
Deed Document Number0011358126
Deed Book / Page11358 / 126
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11125 PEPPERMINT ST, PROSPECT, KY 40059-6603
Document Number0164670786
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11125 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Mortgage

Document Number0164670786
DateApr 9, 2020
Book Page016467/000786
Instrument75249
Lender
NameSTOCKTON MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateMar 1, 2019
Property Address11125 PEPPERMINT ST, PROSPECT, KY 40059-6603
Document Number0113580126
Book / Page011358 / 000126
Instrument DateFeb 22, 2019
Instrument44905
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2019
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$615.37
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11125 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Mortgage

Document Number158640039
DateMar 1, 2019
Book Page015864/000039
Instrument44906
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,122.00 (-3.63%)$638,180 (-) Land $147,000 Building $491,180
2024$638,180 (-) Land $147,000 Building $491,180
2023$7,390.00 (-0.34%)$638,180 (-) Land $147,000 Building $491,180$638,180 (-) Land $147,000 Building $491,180
2022$7,415.00$638,180 Land $147,000 Building $491,180$638,180 Land $147,000 Building $491,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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