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11209 Peppermint St, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 11209 Peppermint St, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$910,000 (May 2023)
Tax Bill$10,155 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21403901170000

Property Details

APN / Parcel Number

Primary APN21403901170000
Alternative APNs
  • 403901170000
  • 91037547

Exterior

Lot Area5,502 sqft (0.126 acres)

Location & Zoning

Account Number91037547
Street Address11209 PEPPERMINT ST
CityPROSPECT
StateKY
Zip40059-6602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 117 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 1, PB. 54, PG. 95, 0.1263 AC +/-
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase1
Legal Lot Number117
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1019
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVANSVILLE TEACHERS FCU
May 11, 2023Deed, Transfer · Conventional Mortgage
ECLIPSE BANK INC
Jan 31, 2018Deed of Trust, Mortgage
FRANKLIN AMERICAN MTG
Sep 26, 2017Warranty Deed, Subdivision Related Transfer
MATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Prior SaleSep 26, 2017 · Amount on Record
Deed Document Number0012608669
Deed Book / Page12608 / 669
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602
Transaction TypeMortgage
Record UpdatedJun 16, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000094422
DateApr 20, 2021
Book Page17320/677
Instrument2021094422
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateMay 11, 2023
Property Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0000090477
Book / PageD 12608 / 669
Map ReferenceMB 54 PG 95
Instrument DateMay 9, 2023
Instrument2023090477
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3701 UPPER RIVER RD, LOUISVILLE, KY 40207-1066

Transferred To (Grantee/Buyer)

NameVerified Name
Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602

Mortgage

Document Number0000090478
DateMay 11, 2023
Instrument2023090478
Lender
NameECLIPSE BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0154030143
Book / Page015403 / 000143
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 16, 2018
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11209 PEPPERMINT ST PROSPECT KY 400596602, PROSPECT, KY 40059-6602

Mortgage

Document Number0154030143
DateFeb 5, 2018
Book Page015403/000143
Instrument28825
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressPITTSBURGH, PA 15220
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 4, 2048

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateSep 26, 2017
Property Address11209 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0109890174
Book / Page010989 / 000174
Instrument DateSep 19, 2017
Instrument211825
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 11, 2017
Title CompanyMATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$769.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11101 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,155.00 (+11.74%)$910,000 (+15.95%) Land $154,000 Building $756,000
2024$910,000 (+15.95%) Land $154,000 Building $756,000
2023$9,088.00 (-0.34%)$784,850 (-) Land $154,000 Building $630,850$784,850 (-) Land $154,000 Building $630,850
2022$9,119.00$784,850 Land $154,000 Building $630,850$784,850 Land $154,000 Building $630,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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