Louisville/Jefferson County Metro Government property record for 11113 Peppermint St, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.124 acres (5,410 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Mar 2024) |
| Tax Bill | $13,981 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 214039N2040000 |
| Primary APN | 214039N2040000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,410 sqft (0.124 acres) |
|---|
| Account Number | 91038320 |
|---|---|
| Street Address | 11113 PEPPERMINT ST |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N204 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH. 2, PB. 55, PG. 11, 0.1242 AC +/-, OFF BLK 3793 LOTS 17 & 20 |
| Legal Subdivision | NORTON COMMONS SUBDIVISION |
| Legal Phase | 2 |
| Legal Block | 3793 |
| Legal Lot Number | 17,20,2 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 1, 2024 | Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 25, 2019 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Deed Document Number | 0001279242 |
| Deed Book / Page | 12792 / 42 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000070236 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | M 18852/657 |
| Instrument | 2024070236 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Mar 1, 2024 |
| Property Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Document Number | 0000030126 |
| Book / Page | D 12792 / 42 |
| Map Reference | MB 55 PG 11 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024030126 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | KENTUCKY TITLE SERVICES, KENTUCKY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 NW 60TH ST, KANSAS CITY, MO 64151-4378 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Document Number | 0000030127 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024030127 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000246740 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | M 17685/652 |
| Instrument | 2021246740 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11113 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Document Number | 0161840754 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11113 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603 |
| Document Number | 0161840754 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 016184/000754 |
| Instrument | 237656 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 13, 2044 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,981.00 (+62.72%) | $1,252,850 (+58.93%) Land $151,590 Building $1,101,260 | |
| 2024 | $1,252,850 (+58.93%) Land $151,590 Building $1,101,260 | ||
| 2023 | $8,592.00 (-1.12%) Homeowner's exemption | $788,320 (-) Land $151,590 Building $636,730 | $788,320 (-) Land $151,590 Building $636,730 |
| 2022 | $8,689.00 Homeowner's exemption | $788,320 Land $151,590 Building $636,730 | $788,320 Land $151,590 Building $636,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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