11213 Peppermint St, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 11213 Peppermint St, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$975,000 (Feb 2023)
Tax Bill$10,881 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21403901180000

Property Details

APN / Parcel Number

Primary APN21403901180000
Alternative APNs
  • 403901180000
  • 91037548

Exterior

Lot Area5,502 sqft (0.126 acres)

Location & Zoning

Account Number91037548
Street Address11213 PEPPERMINT ST
CityPROSPECT
StateKY
Zip40059-6602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT N118 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 1, PB.54 PG.95; 0.1263 AC +/-
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase1
Legal TractB
Legal Lot NumberN118
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1010
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed, Transfer · Conventional Mortgage
LIBERTY FCU
Jun 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
EVANSVILLE TEACHERS FCU
Jul 31, 2018Deed of Trust, Mortgage · Line of Credit
ECLIPSE BANK
Jan 3, 2018Loan Modification, Mortgage
Aug 7, 2017Loan Modification, Mortgage

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2023 · Amount on Record
Deed SaleFeb 3, 2023 · Amount on Record
Prior SaleJun 4, 2021
Deed Document Number0012547197
Deed Book / Page12547 / 197
Record UpdatedJun 8, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateFeb 3, 2023
Property Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0000022599
Book / PageD 12547 / 197
Map ReferenceMB 54 PG 95
Instrument DateFeb 2, 2023
Instrument2023022599
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10711 MEETING ST # 201, 201, PROSPECT, KY 40059-7592

Transferred To (Grantee/Buyer)

NameVerified Name
Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602

Mortgage

Document Number0000022600
DateFeb 3, 2023
Instrument2023022600
Lender
NameLIBERTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateJun 4, 2021
Property Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0000136388
Book / Page12037 / 464
Instrument DateMay 26, 2021
Instrument2021136388
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address834 E BURNETT AVE, LOUISVILLE, KY 40217-1204

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 E BURNETT AVE, LOUISVILLE, KY 40217-1204

Mortgage

Document Number0000136572
DateJun 4, 2021
Instrument2021136572
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2024
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate7.5%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0156250074
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address11213 PEPPERMINT ST PROSPECT KY 400596602, PROSPECT, KY 40059-6602

Mortgage

Document Number0156250074
DateJul 31, 2018
Book Page015625/000074
Instrument178567
Lender
NameECLIPSE BANK
TypeBank
AddressLOUISVILLE, KY 40207
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2048
Interest
Rate TypeAdjustable Rate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON KY
Property Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0110650779
Book / Page011065 / 000779
Instrument DateJan 3, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10636 MEETING ST PROSPECT KY 400597545, PROSPECT, KY 40059-7545

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON KY
Property Address11213 PEPPERMINT ST, PROSPECT, KY 40059-6602
Document Number0151880440
Book / Page015188 / 000440
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedSep 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11213 PEPPERMINT ST PROSPECT KY 400596602, PROSPECT, KY 40059-6602

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,881.00 (+27.41%)$975,000 (+32.2%) Land $154,000 Building $821,000
2024$975,000 (+32.2%) Land $154,000 Building $821,000
2023$8,540.00 (-0.34%)$737,520 (-) Land $154,000 Building $583,520$737,520 (-) Land $154,000 Building $583,520
2022$8,569.00$737,520 Land $154,000 Building $583,520$737,520 Land $154,000 Building $583,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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