1105 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1105 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,064 sqft · built 1926
Lot Size0.174 acres (7,560 sqft)
Owner2 Individual Names on Record
Tax Bill$2,238 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN600628261019000

Property Details

APN / Parcel Number

Primary APN600628261019000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
Basement Area1,064 sqft
Finished Basement210 sqft
Unfinished Basement854 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions168 ft deep x 45 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area112 sqft
Deck AreaDeck Area
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1105 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE ADD E 45' W 90' E 236' S/2 N/2 OL 1 (EX N 12') & 30' TR ADJ S
Legal SubdivisionNORTHEASTERN ADDITION
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3019
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1105 E COOLBAUGH ST, RED OAK, IA 51566-2523
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2025
Deed SaleFeb 26, 2025
Deed Document Number2025243
Deed Book / Page2025 / 243
Prior Transfer DateFeb 14, 2025
Prior Transfer Doc002025/243
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1105 E COOLBAUGH ST, RED OAK, IA 51566-2523
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/432
DateMar 25, 2022
Book Page2022/432
Instrument2022 0432
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,238.00 (-8.28%) Homeowner's exemption$113,390 (-0.69%) Land $9,900 Building $103,490$113,390 (-0.69%) Land $9,900 Building $103,490
2024$2,440.00 (+26.03%)
2023$114,180 Land $7,430 Building $106,750$114,180 Land $7,430 Building $106,750
2022$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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