Montgomery County property record for 1108 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1900 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,500 (Mar 2025) |
| Tax Bill | $2,842 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628404004000 |
| Primary APN | 600628404004000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 871 sqft |
| Unfinished Basement | 871 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,075 sqft (0.139 acres) |
| Lot Dimensions | 135 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 119 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1108 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLARD ADD E 45' W 90' N 164.5' LT 1 |
| Legal Subdivision | WILLARDS ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 E COOLBAUGH ST, RED OAK, IA 51566-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 7, 2025 | Warranty Deed, Transfer · VA Mortgage VERIDIAN CU |
| Jan 30, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2020 · Amount on Record |
| Deed Document Number | 2025290 |
| Deed Book / Page | 2025 / 290 |
| Prior Transfer Date | Feb 27, 2025 |
| Prior Transfer Doc | 0000000289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Mar 7, 2025 |
| Property Address | 1108 E COOLBAUGH ST, RED OAK, IA 51566-2524 |
| Document Number | 002025/290 |
| Book / Page | 2025 / 290 |
| Instrument Date | Mar 7, 2025 |
| Instrument | 2025 0290 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | MIDWEST AREA TITLE INC, MIDWEST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E COOLBAUGH ST, RED OAK, IA 51566-2524 |
| Document Number | 0020250291 |
|---|---|
| Date | Mar 7, 2025 |
| Instrument | 2025 0291 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jan 30, 2020 |
| Property Address | 1108 E COOLBAUGH ST, RED OAK, IA 51566-2524 |
| Document Number | 002020/253 |
| Book / Page | 2020 / 253 |
| Instrument Date | Jan 25, 2020 |
| Instrument | 253 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E COOLBAUGH ST, RED OAK, IA 51566-2524 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,842.00 (+29.77%) Homeowner's exemption | $130,180 (+25.69%) Land $9,360 Building $120,820 | $130,180 (+25.69%) Land $9,360 Building $120,820 |
| 2024 | $2,190.00 (+17.87%) | ||
| 2023 | $103,570 Land $7,020 Building $96,550 | $103,570 Land $7,020 Building $96,550 | |
| 2022 | $1,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1987–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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