111 W Cunningham St, Bonham, TX 75418 Property Records

Fannin County property record for 111 W Cunningham St, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,431 sqft · built 1965
Lot Size0.262 acres (11,400 sqft)
OwnerIndividual Name on Record
Last Sale$187,431 (Jul 2024)
Tax Bill$3,522 (2025)
Deeds & MortgagesAug 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN9320-003-0120-05

Property Details

APN / Parcel Number

Primary APN9320-003-0120-05
Alternative APN
  • 90906

Interior

Full Baths2 Baths
Building Area1,431 sqft Living Area
1st Floor Area1,431 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area11,400 sqft (0.262 acres)
Lot Dimensions152 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
PorchPorch
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9320-003-0120-05
Street Address111 W CUNNINGHAM ST
CityBONHAM
StateTX
Zip75418-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELAIR ADDN, BLOCK 3, LOT 12
Legal SubdivisionBEL-AIR ADDITION
Legal Block3
Legal Lot Number12
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group4
Census Block4038
Census Tract950402

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 W CUNNINGHAM ST, BONHAM, TX 75418-2426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleAug 16, 2019 · Amount on Record
Deed Document Number20244290
Prior Transfer DateSep 18, 2014
Prior Transfer Doc1762/0440
Record UpdatedJun 8, 2026

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateAug 16, 2019
Property Address111 W CUNNINGHAM ST, BONHAM, TX 75418-2426
Document Number2161/0001
Book / Page2161 / 0001
Map ReferenceVOL 404 PG 334
Instrument DateAug 15, 2019
Instrument2019-5061
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyCOREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2714 ROMAN WAY, 2714, GARLAND, TX 75040-4390

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 DUNWICK DR, PLANO, TX 75023-1431

Mortgage

Document Number20195062
DateAug 16, 2019
Instrument2019-5062
Lender
NameLEGEND BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateAug 1, 2024
Change Frequency5 Years
Min Rate At Change6.25%
Max Rate At Change18%
IndexPrime Rate
Margin1
Max Rate18%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,522.00 (-5.53%) Homeowner's exemption$181,570 (+4.19%) Land $41,610 Building $139,960$181,570 (+4.19%) Land $41,610 Building $139,960
2024$3,728.00 (+237.07%)
2023$174,260 Land $34,200 Building $140,060$174,260 Land $34,200 Building $140,060
2018$1,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50

May also be available: Nextlink, Verizon.

Nearby Properties on W Cunningham St

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