107 W Cunningham St, Bonham, TX 75418 Property Records

Fannin County property record for 107 W Cunningham St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,410 sqft · built 1960
Lot Size	0.262 acres (11,400 sqft)
Owner	Company Name on Record
Last Sale	$21,400 (May 2006)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9320-003-0100-05`

Property Details

APN / Parcel Number

Primary APN	`9320-003-0100-05`
Alternative APN	`90904`

Interior

Full Baths	1 Bath
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9320-003-0100-05
Street Address	107 W CUNNINGHAM ST
City	BONHAM
State	TX
Zip	75418-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELAIR ADDN, BLOCK 3, LOT 10
Legal Subdivision	LAKE BONHAM ADDITION
Legal Block	3
Legal Lot Number	10
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4038
Census Tract	950402

Owner

Source: Fannin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	521 COUNTY ROAD 3200, DODD CITY, TX 75438-4618
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Sep 11, 2018	Vendor's Lien, Transfer FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Deed Document Number	20063442
Deed Book / Page	1234 / 213
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	107 W CUNNINGHAM ST, BONHAM, TX 75418-2426
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2073/0089
Date	Sep 11, 2018
Book Page	2073/0089
Instrument	2018-5372

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 11, 2018
Property Address	107 W CUNNINGHAM ST, BONHAM, TX 75418-2426
Document Number	02073/0084
Book / Page	2073 / 0084
Map Reference	VOL 404 PG 334
Instrument Date	Sep 6, 2018
Instrument	2018-5371
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12955 WINCREST CT, CYPRESS, TX 77429-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 COUNTY ROAD 3200, DODD CITY, TX 75438-4618

Mortgage

Date	Sep 11, 2018

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (-3%)	$148,260 (+5.9%) Land $41,610 Building $106,650	$148,260 (+5.9%) Land $41,610 Building $106,650
2024	$2,965.00 (+46.35%)
2023		$140,000 Land $34,200 Building $105,800	$140,000 Land $34,200 Building $105,800
2018	$2,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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