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109 W Cunningham St, Bonham, TX 75418 Property Records

Fannin County property record for 109 W Cunningham St, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,440 sqft · built 1968
Lot Size0.261 acres (11,400 sqft)
OwnerCompany Name on Record
Tax Bill$888 (2024)
Deeds & MortgagesOct 2025 Sale
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN9320-003-0110-05

Property Details

APN / Parcel Number

Primary APN9320-003-0110-05
Alternative APN
  • 90905

Interior

Full Baths1 Bath
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1968
Exterior MaterialBrick
Construction TypeWood Frame
Lot Area11,400 sqft (0.261 acres)
Lot Dimensions152 ft deep x 75 ft wide
PorchPorch
Porch Area80 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9320-003-0110-05
Old Parcel Number90905
Street Address109 W CUNNINGHAM ST
CityBONHAM
StateTX
Zip75418-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELAIR ADDN, BLOCK 3, LOT 11
Legal SubdivisionBELAIR ADD
Legal Block3
Legal Lot Number11
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group4
Census Block4038
Census Tract950402

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address7106 CIRCLE DR, BONHAM, TX 75418-5292
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Warranty Deed, Transfer
Mar 1, 2024Warranty Deed, Transfer
MAIN STREET TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025
Deed SaleOct 16, 2025
Prior SaleMar 1, 2024
Deed Document Number2025006513
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN TX
Recording DateOct 16, 2025
Property Address109 W CUNNINGHAM ST, BONHAM, TX 75418-2426
Document Number2025006513
Instrument DateSep 22, 2025
Instrument2025006513
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7106 CIRCLE DR, BONHAM, TX 75418-5292

Transferred To (Grantee/Buyer)

NameVerified Name
Address7106 CIRCLE DR, BONHAM, TX 75418-5292

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN TX
Recording DateMar 1, 2024
Property Address109 W CUNNINGHAM ST, BONHAM, TX 75418-2426
Document Number2024001281
Map ReferenceVOL 44 PG 334
Instrument DateFeb 29, 2024
Instrument2024001281
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyMAIN STREET TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7106 CIRCLE DR, BONHAM, TX 75418-5292
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,880 (+8.06%) Land $41,610 Building $130,270$171,880 (+8.06%) Land $41,610 Building $130,270
2024$888.00
2023$159,060 Land $34,200 Building $124,860$159,060 Land $34,200 Building $124,860
2018$888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Sparklight
Cable		1,000 / 50

May also be available: Nextlink, Verizon.

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