110 W Cunningham St, Bonham, TX 75418 Property Records

Fannin County property record for 110 W Cunningham St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,972 sqft · built 1960
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on Record
Last Sale	$77,200 (Aug 2005)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9320-004-0010-05`

Property Details

APN / Parcel Number

Primary APN	`9320-004-0010-05`
Alternative APN	`90907`

Interior

Full Baths	2 Baths
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	1,400 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	450 sqft
Porch	Porch
Porch Area	187 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9320-004-0010-05
Street Address	110 W CUNNINGHAM ST
City	BONHAM
State	TX
Zip	75418-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELAIR ADDN, BLOCK 4, LOT 1
Legal Subdivision	BELAIR ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4015
Census Tract	950402

Owner

Source: Fannin County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit FORWARD MORTGAGE LENDING INC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Feb 19, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2005 · Amount on Record
Deed Sale	Aug 18, 2005 · Amount on Record
Deed Document Number	20055168
Deed Book / Page	1174 / 140
Last Transfer Date	Feb 19, 2020
Transfer Doc	2020001027
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427

Mortgage

Document Number	2026001352
Date	Mar 6, 2026
Instrument	2026001352

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022006832
Date	Aug 29, 2022
Instrument	2022006832

Lender

Name	FORWARD MORTGAGE LENDING INC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003983
Date	Jul 16, 2020
Instrument	2020003983

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Feb 19, 2020
Property Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427
Document Number	2020001027
Instrument Date	Feb 19, 2020
Instrument	2020001027
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 INNISBROOK CT, 2, BONHAM, TX 75418-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W CUNNINGHAM ST, BONHAM, TX 75418-2427

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (+29.53%) Homeowner's exemption	$221,190 (-0.23%) Land $37,870 Building $183,320	$221,190 (-0.23%) Land $37,870 Building $183,320
2024	$3,312.00 (+4.81%)
2023		$221,690 Land $30,380 Building $191,310	$221,690 Land $30,380 Building $191,310
2018	$3,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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