Scott County property record for 103 Summerly Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,949 sqft · built 2013 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,859 (Mar 2014) |
| Tax Bill | $3,385 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-048.041 |
| Primary APN | 140-10-048.041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,949 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Basement Area | 3,949 sqft |
| Unfinished Basement | 3,949 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 SUMMERLY PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD HALL |
| Legal Subdivision | WARD HALL |
| Legal Lot Number | 82 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40601 |
103 Summerly Pl is owned and occupied by two individuals who bought it in March 2014.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2014 · Amount on File |
| Deed Sale | Mar 10, 2014 · Amount on File |
| Deed Document Number | 2014315682 |
| Deed Book / Page | 358 / 729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1696/839 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | M1696/839 |
| Instrument | 456101 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1593/338 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | M1593/338 |
| Instrument | 431656 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 103 Summerly Pl was $3,385.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,100 (-) | $380,100 (-) | |
| 2025 | $3,385.00 | $380,100 | $380,100 |
| 2023 | $3,085.00 (+11.05%) | $340,300 (+6.28%) Land $55,000 Building $285,300 | $340,300 (+6.28%) Land $55,000 Building $285,300 |
| 2022 | $2,778.00 | $320,200 Land $49,000 Building $271,200 | $320,200 Land $49,000 Building $271,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Summerly Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Summerly Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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