111 Spoonbill Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 111 Spoonbill Rd, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,817 sqft · built 1999
Lot Size	0.19 acres (8,288 sqft)
Owner	Company Name on Record
Last Sale	$547,500 (Jul 2022)
Tax Bill	$20,566 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00435070-000000`

Property Details

APN / Parcel Number

Primary APN	`00435070-000000`
Alternative APN	`1532878`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,817 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	3,817 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,288 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	287 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	580 sqft
Deck Area	72 sqft
Patio Area	1,583 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1532878
Street Address	111 SPOONBILL RD
City	TAVERNIER
State	FL
Zip	33070-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 4 SUNSHINE ESTATES SEC 1 PLANTATION KEY PB4-63 OR533-437 OR594-689 OR815-772 OR1223-1893R/S OR1331-398/99 OR1331-409/10AFF OR1402-1906/07R/S OR1402-1908AFF OR1402-1922/23AFF OR1532-2032/33C/T OR1553-2473 OR1635-701 OR2260-386F/J OR2332-2350 O
Legal Range	38E
Legal Township	62S
Legal Section	32
Legal Subdivision	SUNSHINE ESTATES SEC #1
Legal Block	3
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1003
Census Tract	970800

Owner

Source: Monroe County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7668 NW 50TH CT, CORAL SPRINGS, FL 33067-2052
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Nov 27, 2007 · Amount on Record
Deed Document Number	20222384921
Deed Book / Page	3185 / 1918
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0002384921
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	111 SPOONBILL RD, TAVERNIER, FL 33070-2441
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7668 NW 50TH CT, CORAL SPRINGS, FL 33067-2052

Mortgage

Document Number	0032081464
Date	Jan 18, 2023
Book Page	3208/1464
Instrument	2403669

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	10.1%
Max Rate At Change	15.1%
Index	Other
Margin	4
Max Rate	15.1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,566.00 (-0.83%)	$2,194,738 (+8.82%) Land $1,044,288 Building $1,150,450	$2,194,738 (+8.82%) Land $1,044,288 Building $1,150,450
2024	$20,738.00 (+7.56%)
2023	$19,280.00 (+54.08%)	$2,016,870 (+11.9%) Land $905,050 Building $1,111,820	$2,016,870 (+11.9%) Land $905,050 Building $1,111,820
2022	$12,513.00	$1,802,436 Land $710,116 Building $1,092,320	$1,802,436 Land $710,116 Building $1,092,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 306 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	306 in force
Nearby Flood Claims	265 (1981–2023)
Claims Outside the SFHA	8 of 265
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 129 claims Hurricane Katrina Evacuation, Sep 2005 · 20 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20