Monroe County property record for 110 Spoonbill Rd, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1989 |
| Lot Size | 0.176 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Jan 2020) |
| Tax Bill | $11,123 (2024) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00435240-000000 |
| Primary APN | 00435240-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,700 sqft (0.176 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,348 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1533041 |
|---|---|
| Old Parcel Number | 32623800435240000000 |
| Street Address | 110 SPOONBILL RD |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 9 SUNSHINE ESTATES SEC 1 PLANTATION KEY PB4-63 OR438-730/731 OR756-212/213 OR756-1648 OR756-1652 OR756-1645 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 32 |
| Legal Subdivision | SUNSHINE ESTATES SEC #1 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970800 |
110 Spoonbill Rd is owned by an individual who bought it in January 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1914 ROSEDOWN DR, LAKE CHARLES, LA 70605-9700 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on File |
| Deed Sale | Jan 17, 2020 · Amount on File |
| Prior Sale | Dec 29, 1995 · Amount on File |
| Deed Document Number | 2252426 |
| Deed Book / Page | 3004 / 0593 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 17, 2020 |
| Property Address | 110 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Document Number | 0030040593 |
| Book / Page | 3004 / 0593 |
| Map Reference | MB 4 PG 63 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2252426 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 SPOONBILL RD, 110, TAVERNIER, FL 33070-2441 |
| Name | Verified Name |
|---|---|
| Address | 1914 ROSEDOWN DR, LAKE CHARLES, LA 70605-9700 |
| Document Number | 0030040595 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 3004/0595 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 110 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Document Number | 0028901966 |
| Book / Page | 002890 / 001966 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 110 SPOONBILL RD TAVERNIER FL 330702441, TAVERNIER, FL 33070-2441 |
| Document Number | 0028901966 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 002890/001966 |
| Instrument | 2154316 |
| Name | SOFI LNDG |
|---|---|
| Address | HEALDSBURG, CA 95448 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2033 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453,433 Land $1,051,050 Building $402,383 | $1,453,433 Land $1,051,050 Building $402,383 | |
| 2024 | $11,123.00 (+9.95%) | ||
| 2023 | $10,116.00 (+10.41%) | $1,270,641 (+17.53%) Land $910,910 Building $359,731 | $1,270,641 (+17.53%) Land $910,910 Building $359,731 |
| 2022 | $9,162.00 | $1,081,075 Land $714,714 Building $366,361 | $1,081,075 Land $714,714 Building $366,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Spoonbill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 306 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 306 in force |
| Nearby Flood Claims | 265 (1981–2023) |
| Claims Outside the SFHA | 8 of 265 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Spoonbill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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