122 Spoonbill Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 122 Spoonbill Rd, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,193 sqft · built 2016
Lot Size	0.204 acres (8,929 sqft)
Owner	Individual Name on File
Last Sale	$2,250,000 (Jun 2021)
Tax Bill	$21,851 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00435270-000000`

Property Details

APN / Parcel Number

Primary APN	`00435270-000000`
Alternative APNs	`32623800435270000000` `1533076`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,193 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,929 sqft (0.204 acres)
Garage Area	440 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1533076
Old Parcel Number	32623800435270000000
Street Address	122 SPOONBILL RD
City	TAVERNIER
State	FL
Zip	33070-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 12 SUNSHINE ESTATES SEC 1 PLANTATION KEY PB4-63 OR438-734 OR513-994 OR623-584 OR1069-2461 OR1146-348 OR1146-349
Legal Range	38E
Legal Township	62S
Legal Section	32
Legal Subdivision	SUNSHINE ESTATES SEC #1
Legal Block	4
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1003
Census Tract	970800

Owner

122 Spoonbill Rd is owned and occupied by an individual who bought it in June 2021.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	122 SPOONBILL RD, TAVERNIER, FL 33070-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit CENTER STATE BANK NA
Jun 8, 2021	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Jun 4, 2008 · Amount on File
Deed Document Number	2324020
Deed Book / Page	3103 / 2076
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	122 SPOONBILL RD, TAVERNIER, FL 33070-2441
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029680083
Date	Jun 4, 2019
Book Page	2968/0083
Instrument	2223054

Lender

Name	CENTER STATE BANK NA
Type	Non-Lending Institution
Address	TAVERNIER, FL 33070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 8, 2021
Property Address	122 SPOONBILL RD, TAVERNIER, FL 33070-2441
Document Number	0031032076
Book / Page	3103 / 2076
Map Reference	MB 4 PG 63
Instrument Date	Jun 7, 2021
Instrument	2324020
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount on Record
Tax	$15,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16600 63RD AVE N, 16600, MAPLE GROVE, MN 55311-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 SPOONBILL RD, TAVERNIER, FL 33070-2441

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,475,687 Land $1,451,736 Building $1,023,951	$2,475,687 Land $1,451,736 Building $1,023,951
2024	$21,851.00 (+5.25%)
2023	$20,761.00 (+10.78%)	$2,233,257 (+12.41%) Land $1,255,605 Building $977,652	$2,233,257 (+12.41%) Land $1,255,605 Building $977,652
2022	$18,740.00	$1,986,665 Land $1,046,643 Building $940,022	$1,986,665 Land $1,046,643 Building $940,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Spoonbill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 306 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	306 in force
Nearby Flood Claims	265 (1981–2023)
Claims Outside the SFHA	8 of 265
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 129 claims Hurricane Katrina Evacuation, Sep 2005 · 20 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Spoonbill Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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