Monroe County property record for 103 Spoonbill Rd, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,390 sqft · built 2010 |
| Lot Size | 0.301 acres (13,119 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,072,500 (Jun 2022) |
| Tax Bill | $18,660 (2024) |
| Deeds & Mortgages | Jun 2022 Sale Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00435090-000000 |
| Primary APN | 00435090-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 2,390 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,119 sqft (0.301 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Porch | Open Porch |
| Porch Area | 644 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1532894 |
|---|---|
| Street Address | 103 SPOONBILL RD |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LOT 6 & THE NLY 37.5 LOT 7 SUNSHINE ESTATES SEC 1 PLANTATION KEY PB4-63 OR532-633 OR875-1649 OR1228-503 OR1228-507 OR1847-2010 OR2898-734 OR3179-1977 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 32 |
| Legal Subdivision | SUNSHINE ESTATES SEC #1 |
| Legal Block | 3 |
| Legal Lot Number | 6,7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 103 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2018 · Amount on Record |
| Deed Document Number | 20222380246 |
| Deed Book / Page | 3179 / 1977 |
| Last Transfer Date | Feb 13, 2025 |
| Transfer Doc | 0033120974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 103 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Document Number | 0031791977 |
| Book / Page | 3179 / 1977 |
| Map Reference | MB 4 PG 63 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2380246 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,507.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21310 BRAXFIELD LOOP, 21310, ESTERO, FL 33928-3262 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 17389 N SHORE DR, LEAVENWORTH, WA 98826-9135 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 103 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Document Number | 0028980734 |
| Book / Page | 2898 / 0734 |
| Map Reference | MB4 PG63 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2161532 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3450 CASCADE, 3450, BUFORD, GA 30519 |
| Name | Verified Name |
|---|---|
| Address | 103 SPOONBILL RD, TAVERNIER, FL 33070-2441 |
| Document Number | 0002161533 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2161533 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037,438 (+11.19%) Land $1,298,781 Building $738,657 | $2,037,438 (+11.19%) Land $1,298,781 Building $738,657 | |
| 2024 | $18,660.00 (+8.75%) | ||
| 2023 | $17,158.00 (+141.7%) | $1,832,429 (+141.37%) Land $1,125,610 Building $706,819 | $1,832,429 (+57.73%) Land $1,125,610 Building $706,819 |
| 2022 | $7,099.00 Homeowner's exemption | $759,179 | $1,161,724 Land $547,653 Building $614,071 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 306 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 306 in force |
| Nearby Flood Claims | 265 (1981–2023) |
| Claims Outside the SFHA | 8 of 265 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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