103 Spoonbill Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 103 Spoonbill Rd, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,390 sqft · built 2010
Lot Size0.301 acres (13,119 sqft)
Owner2 Company Names on Record
Last Sale$2,072,500 (Jun 2022)
Tax Bill$18,660 (2024)
Deeds & MortgagesJun 2022 Sale
Mar 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00435090-000000

Property Details

APN / Parcel Number

Primary APN00435090-000000
Alternative APNs
  • 32623800435090000000
  • 1532894

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,390 sqft Living Area
Gross Area2,793 sqft
1st Floor Area2,390 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,119 sqft (0.301 acres)
View / LotCanal
Garage TypeAttached
Garage Area403 sqft
PorchOpen Porch
Porch Area644 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1532894
Street Address103 SPOONBILL RD
CityTAVERNIER
StateFL
Zip33070-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LOT 6 & THE NLY 37.5 LOT 7 SUNSHINE ESTATES SEC 1 PLANTATION KEY PB4-63 OR532-633 OR875-1649 OR1228-503 OR1228-507 OR1847-2010 OR2898-734 OR3179-1977
Legal Range38E
Legal Township62S
Legal Section32
Legal SubdivisionSUNSHINE ESTATES SEC #1
Legal Block3
Legal Lot Number6,7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1003
Census Tract970800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address103 SPOONBILL RD, TAVERNIER, FL 33070-2441
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Warranty Deed, Transfer
CORAL REEF TITLE COMPANY
Mar 27, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleMar 27, 2018 · Amount on Record
Deed Document Number20222380246
Deed Book / Page3179 / 1977
Last Transfer DateFeb 13, 2025
Transfer Doc0033120974
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 16, 2022
Property Address103 SPOONBILL RD, TAVERNIER, FL 33070-2441
Document Number0031791977
Book / Page3179 / 1977
Map ReferenceMB 4 PG 63
Instrument DateJun 15, 2022
Instrument2380246
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$14,507.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21310 BRAXFIELD LOOP, 21310, ESTERO, FL 33928-3262

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address17389 N SHORE DR, LEAVENWORTH, WA 98826-9135

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 27, 2018
Property Address103 SPOONBILL RD, TAVERNIER, FL 33070-2441
Document Number0028980734
Book / Page2898 / 0734
Map ReferenceMB4 PG63
Instrument DateMar 27, 2018
Instrument2161532
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3450 CASCADE, 3450, BUFORD, GA 30519

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SPOONBILL RD, TAVERNIER, FL 33070-2441

Mortgage

Document Number0002161533
DateMar 27, 2018
Instrument2161533
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,037,438 (+11.19%) Land $1,298,781 Building $738,657$2,037,438 (+11.19%) Land $1,298,781 Building $738,657
2024$18,660.00 (+8.75%)
2023$17,158.00 (+141.7%)$1,832,429 (+141.37%) Land $1,125,610 Building $706,819$1,832,429 (+57.73%) Land $1,125,610 Building $706,819
2022$7,099.00 Homeowner's exemption$759,179$1,161,724 Land $547,653 Building $614,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 306 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies306 in force
Nearby Flood Claims265 (1981–2023)
Claims Outside the SFHA8 of 265
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 129 claims
  • Hurricane Katrina Evacuation, Sep 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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