111 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 111 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,387 sqft · built 2020
Owner	Individual Name on Record
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3-030B-01-266.00`

Property Details

APN / Parcel Number

Primary APN	`3-030B-01-266.00`
Alternative APNs	`161A-0000-001-108.00` `028348` `28348`

Interior

Full Baths	4 Baths
Building Area	1,387 sqft Living Area
1st Floor Area	2,646 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28348
Street Address	111 SMITH ST
City	PETAL
State	MS
Zip	39465-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NWC OF SE1/4 OF NW1/4 E 16FT S 16.7FT POB E 144FT S 132.8FT W 144FT N 132.8FT POB B506 P693 B573-29 8/86 BK 620 PG 605 08
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Block	506
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2016
Census Tract	10400

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 SMITH ST, PETAL, MS 39465-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020
Deed Sale	Dec 10, 2020
Prior Sale	Dec 1, 2008
Deed Document Number	0013540135
Deed Book / Page	1354 / 0135
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	111 SMITH ST, PETAL, MS 39465-2853
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002325/160
Date	Dec 10, 2020
Book Page	2325/160
Instrument	814116

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	111 SMITH ST, PETAL, MS 39465-2853
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002415/288
Date	Mar 25, 2022
Book Page	2415/288
Instrument	835207

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Dec 10, 2020
Property Address	111 SMITH ST, PETAL, MS 39465-2853
Document Number	001354/135
Book / Page	1354 / 135
Instrument Date	Nov 24, 2020
Instrument	814115
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 SMITH ST, 111, PETAL, MS 39465-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 SMITH ST, PETAL, MS 39465-2853

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+22.91%)	$21,326 (-82.48%)	$142,170 (+16.83%) Land $10,620 Building $131,550
2023	$3,064.00	$121,690 (+566.65%)	$121,690 (-) Land $10,620 Building $111,070
2022		$18,254	$121,690 Land $10,620 Building $111,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	18 (1980–2026)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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