Forrest County property record for 102 Smith St, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,391 sqft · built 2024 |
| Lot Size | 0.302 acres (13,154 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,831 (May 2026) |
| Tax Bill | $1,350 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2022 Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 3-030B-01-241.00 |
| Primary APN | 3-030B-01-241.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,154 sqft (0.302 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31401 |
|---|---|
| Street Address | 102 SMITH ST |
| City | PETAL |
| State | MS |
| Zip | 39465-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 170FT N SE COR BLK 6 N 84FT W 131.8FT S 84FT E 131.8FT TO BEG BLK6 JOHN WALLER S/D B311 P468 5/68 DB534 P653 4/83 PREV #P |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 01 |
| Legal Subdivision | WALLER JOHN SUB |
| Legal Block | 6 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10400 |
Source: Forrest County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 SMITH ST, PETAL, MS 39465-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · FHA Mortgage GRAND BANK FOR SAVINGS FSB |
| Jul 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage MAGNOLIA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Deed Document Number | 2026889719 |
| Deed Book / Page | 1500 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | May 12, 2026 |
| Property Address | 102 SMITH ST, PETAL, MS 39465-2851 |
| Document Number | 0000889719 |
| Book / Page | 1500 / 279 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026889719 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | MAGNOLIA TITLE OF MISSISSIPPI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SMITH ST, PETAL, MS 39465-2851 |
| Document Number | 0000889719, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2635/252 |
| Instrument | 2026889719 |
| Name | GRAND BANK FOR SAVINGS FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 2635000270, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2635/270 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 102 SMITH ST, PETAL, MS 39465-2851 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002436/350 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 2436/350 |
| Instrument | 839467 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Forrest County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,350.00 Homeowner's exemption Senior Citizen's exemption | $15,147 (-79.1%) | $151,470 (+109.01%) Land $10,480 Building $140,990 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $72,470 | $72,470 Land $10,480 Building $61,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 18 (1980–2026) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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