108 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 108 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,440 sqft · built 2017
Owner	Individual Name on File
Tax Bill	$1,707 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3-030B-01-238.00`

Property Details

APN / Parcel Number

Primary APN	`3-030B-01-238.00`
Alternative APNs	`161A-2720-002-257.00` `031359` `31359`

Interior

Full Baths	4 Baths
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31359
Street Address	108 SMITH ST
City	PETAL
State	MS
Zip	39465-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 JOHN WALLER S/D B409 P292 B637 P666 7/30/90 PREV #P64530106 81790 637666
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Subdivision	WALLER JOHN SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2027
Census Tract	10400

Owner

108 Smith St is owned and occupied by an individual who acquired it in May 2018.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SMITH ST, PETAL, MS 39465-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage HATTIESBURG AREA HABITAT FOR HUMANITY I
May 22, 2018	Deed of Trust, Mortgage HATTIESBURG AREA HABITAT FOR HUMANITY I
May 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018
Deed Sale	May 22, 2018
Deed Document Number	0012810403
Deed Book / Page	1281 / 0403
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	108 SMITH ST, PETAL, MS 39465-2851
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002176/568
Date	May 22, 2018
Book Page	2176/568
Instrument	776390

Lender

Name	HATTIESBURG AREA HABITAT FOR HUMANITY I
Type	Non-Lending Institution
Address	PO BOX 1092, HATTIESBURG, MS 39403

Agreement

Amount	Amount on Record
Term	362 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	108 SMITH ST, PETAL, MS 39465-2851
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002176/580
Date	May 22, 2018
Book Page	2176/580
Instrument	776391

Lender

Name	HATTIESBURG AREA HABITAT FOR HUMANITY I
Type	Non-Lending Institution
Address	PO BOX 1092, HATTIESBURG, MS 39403

Agreement

Amount	Amount on Record
Term	362 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 22, 2018
Property Address	108 SMITH ST, PETAL, MS 39465-2851
Document Number	001281/403
Book / Page	1281 / 403
Instrument Date	May 16, 2018
Instrument	776388
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1092, HATTIESBURG, MS 39403-1092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SMITH ST, PETAL, MS 39465-2851

Tax Assessment & Valuation

The 2025 property tax bill for 108 Smith St was $1,707 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,707.00 Homeowner's exemption	$11,369	$113,690 Land $9,360 Building $104,330
2023	$1,389.00 Homeowner's exemption	$100,640 (+9%)	$100,640 (-) Land $9,360 Building $91,280
2022		$10,064	$100,640 Land $9,360 Building $91,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Smith St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	18 (1980–2026)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Smith St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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