105 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 105 Smith St, Petal, MS 39465

Property Summary

Property TypeMulti-Family Dwellings
Details2,880 sqft · built 1977
OwnerCompany Name on Record
Tax Bill$4,840 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone A (high risk)
APN3-030B-01-265.00

Property Details

APN / Parcel Number

Primary APN3-030B-01-265.00
Alternative APNs
  • 161A-0000-001-129.00
  • 028238
  • 28238

Interior

Building Area2,880 sqft Total Area
1st Floor Area5,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number28238
Street Address105 SMITH ST
CityPETAL
StateMS
Zip39465-2867
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionCOM AT SW/COR OF NE OF NW TH E 16 N13.3 TO P O B TH N ALG E LN OF SMITH ST 142.7 E139.3 S142.7 TO N LN OF PETAL DR W ALG N LN
Legal Range13W
Legal Township04N
Legal Section01
Legal Block650
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group2
Census Block2020
Census Tract10400

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address139 BRIARWOOD LOOP, PETAL, MS 39465-1010
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021
Deed SaleMay 11, 2021
Deed Document Number0013660429
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address105 SMITH ST, PETAL, MS 39465-2867
Transaction TypeMortgage
Record UpdatedApr 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002121/595
DateMay 11, 2017
Book Page2121/595
Instrument000761798
Lender
NameSTATE BANK & TRUST CO
TypeBank
AddressCOLUMBIA, MS 39429
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueApr 25, 2032

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
MunicipalityPetal City
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,840.00 (+7.1%)$27,410 (-84.73%)$182,730 (+1.82%) Land $9,730 Building $173,000
2023$4,519.00$179,460 (+566.64%)$179,460 (-) Land $9,730 Building $169,730
2022$26,920$179,460 Land $9,730 Building $169,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims18 (1980–2026)
Claims Outside the SFHA2 of 18
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETAL
serves 9,509 people · EPA ID MS0180011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: defastlink, T-Mobile.

Nearby Properties on Smith St

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