111 Skiway Cir, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 111 Skiway Cir, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 4 ba · 2,038 sqft · built 1981
OwnerIndividual Name on Record
Tax Bill$5,827 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN54802

Property Details

APN / Parcel Number

Primary APN54802
Alternative APN
  • 19500010337300000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,038 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces6 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2011
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt

Exterior Amenities

PorchOpen Porch
Porch Area82 sqft
Deck Area599 sqft
Patio Area599 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number54802
Street Address111 SKIWAY CIR
CityBEECH MOUNTAIN
StateNC
Zip28604-8200
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionBM SKIWAY 16
Legal SubdivisionSKIWAY-BEECH MOUNTAIN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2075
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3650 BERRY PATCH LN, PACE, FL 32571-6324
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025
Deed SaleAug 12, 2025
Deed Document Number0000003173
Deed Book / Page611 / 896
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address111 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005464
DateDec 16, 2025
Book Page615/2074
Instrument2025005464
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Address1230 W WASHINGTON ST STE 310, TEMPE, AZ 85288
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,827.00 (+162.48%)$555,000 (-) Land $45,000 Building $510,000$555,000 (-) Land $45,000 Building $510,000
2023$2,220.00$555,000 Land $45,000 Building $510,000$555,000 Land $45,000 Building $510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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