103 Skiway Cir, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 103 Skiway Cir, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
OwnerCompany Name on Record
Last Sale$27,000 (Jul 2020)
Tax Bill$378 (2025)
Deeds & MortgagesJul 2020 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN73401

Property Details

APN / Parcel Number

Primary APN73401
Alternative APN
  • 19500010700300000

Location & Zoning

Account Number73401
Street Address103 SKIWAY CIR
CityBEECH MOUNTAIN
StateNC
Zip28604-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBM SKIWAY 27 PLAT 4-12
Legal SubdivisionSKIWAY SUB
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2075
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address314 LINCOLN AVE, NEW SMYRNA BEACH, FL 32169-2538
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Deed Document Number0005451585
Deed Book / Page545 / 1585
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 16, 2020
Property Address103 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200
Document Number0005451559
Book / Page000545 / 001559
Instrument DateJul 13, 2020
Instrument3340
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$54.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address314 LINCOLN AVE NEW SMYRNA BEACH FL 321692538, NEW SMYRNA BEACH, FL 32169-2538

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address103 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200
Document Number0005132446
Instrument DateNov 6, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 SKIVIEW LN BEECH MOUNTAIN NC 286048764, BEECH MOUNTAIN, NC 28604-8764

Mortgage

Document Number0005132446
DateNov 6, 2017
Book Page000513/002446
Instrument4383
Lender
NameHOUSING FIN AGCY
TypeFunding / Finance Company
AddressRALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$378.00 (+162.5%)$36,000 (-) Land $36,000$36,000 (-) Land $36,000
2023$144.00$36,000 Land $36,000$36,000 Land $36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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