109 Skiway Cir, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 109 Skiway Cir, Beech Mountain, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 4 ba · 2,856 sqft · built 2020
Owner	2 Individual Names on Record
Last Sale	$30,500 (Aug 2018)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`69886`

Property Details

APN / Parcel Number

Primary APN	`69886`
Alternative APN	`19500010425500000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,856 sqft Heated Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	69886
Street Address	109 SKIWAY CIR
City	BEECH MOUNTAIN
State	NC
Zip	28604-8200
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	BM SKIWAY 30 PLAT 4-12
Legal Subdivision	SKIWAY BEECH MOUNTAIN
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2075
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19388 LA SERENA DR, ESTERO, FL 33967-0525
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Dec 5, 2005 · Amount on Record
Deed Document Number	0000523644
Deed Book / Page	523 / 644
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 10, 2018
Property Address	109 SKIWAY CIR, BANNER ELK, NC 28604
Document Number	0005230644
Book / Page	000523 / 000644
Instrument Date	Aug 9, 2018
Instrument	4271
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$61.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19388 LA SERENA DR ESTERO FL 339670525, ESTERO, FL 33967-0525

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Beech Mountain Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,646.00 (+203.17%)	$728,200 (+15.46%) Land $45,000 Building $683,200	$728,200 (+15.46%) Land $45,000 Building $683,200
2023	$2,522.00 (+78.36%)	$630,700 (+78.42%) Land $45,000 Building $585,700	$630,700 (+78.42%) Land $45,000 Building $585,700
2022	$1,414.00	$353,500 Land $45,000 Building $308,500	$353,500 Land $45,000 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20