Avery County property record for 104 Skiway Cir, Beech Mountain, NC 28604
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 1969 |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Oct 2019) |
| Tax Bill | $4,580 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75319 |
| Primary APN | 75319 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Attic Area | 200 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 6 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Deck Area | 456 sqft |
| Patio Area | 290 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 75319 |
|---|---|
| Street Address | 104 SKIWAY CIR |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8200 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | BM SKIWAY 33 PLAT 4-21 |
| Legal Subdivision | SKIWAY SUB |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2362 STEVENSON DR, CHARLESTON, SC 29414-7138 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 4, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on Record |
| Deed Sale | Oct 4, 2019 · Amount on Record |
| Prior Sale | Oct 4, 2019 · Amount on Record |
| Deed Document Number | 0005360558 |
| Deed Book / Page | 000536 / 000558 |
| Last Transfer Date | Apr 19, 2021 |
| Transfer Doc | 0000002223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 104 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2362 STEVENSON DR, CHARLESTON, SC 29414-7138 |
| Document Number | 0000005777 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 595/1410 |
| Instrument | 2023005777 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 19, 2021 |
| Property Address | 104 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0000002223 |
| Book / Page | 559 / 349 |
| Map Reference | MB 1 PG 104 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021002223 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2362 STEVENSON DR, CHARLESTON, SC 29414-7138 |
| Document Number | 0000559352 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 559/352 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 4, 2019 |
| Property Address | 104 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0005360558 |
| Book / Page | 000536 / 000558 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 4624 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2362 STEVENSON DR CHARLESTON SC 294147138, CHARLESTON, SC 29414-7138 |
| Document Number | 5360562 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 000536/000562 |
| Instrument | 4625 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2049 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Beech Mountain Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,580.00 (+162.61%) | $436,200 (-) Land $45,000 Building $391,200 | $436,200 (-) Land $45,000 Building $391,200 |
| 2023 | $1,744.00 | $436,200 (-) Land $45,000 Building $391,200 | $436,200 (-) Land $45,000 Building $391,200 |
| 2022 | $1,744.00 | $436,200 Land $45,000 Building $391,200 | $436,200 Land $45,000 Building $391,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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