111 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 111 S Smith St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1952
Lot Size	0.14 acres (6,115 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2025)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-26-131-016`

Property Details

APN / Parcel Number

Primary APN	`15-26-131-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,115 sqft (0.14 acres)
Lot Dimensions	101 ft deep x 60.3 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	111 S SMITH ST
City	AURORA
State	IL
Zip	60505-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYLVANUS TOWNS ADDN : (EX S 80 FT) LOT 14 BLK 1
Legal Subdivision	SYLVANUS TOWNS ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2013
Census Tract	853602

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 GRAND AVE, AURORA, IL 60506-3001
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 1, 2025	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	202544821
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 12, 2025
Property Address	111 S SMITH ST, AURORA, IL 60505-3711
Document Number	0000044821
Instrument Date	Oct 3, 2025
Instrument	2025K044821
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 GRAND AVE, AURORA, IL 60506-3001

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 1, 2025
Property Address	111 S SMITH ST, AURORA, IL 60505-3711
Document Number	0000038084
Instrument Date	Sep 17, 2025
Instrument	2025K038084
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W955 RED GATE RD, ST CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038085
Date	Oct 1, 2025
Instrument	2025K038085

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 18, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+8.08%) Homeowner's exemption Senior Citizen's exemption	$58,413 (+9.39%) Land $8,947 Building $49,466	$175,309 (+9.39%) Land $26,852 Building $148,457
2024	$2,563.00 (+10.52%) Homeowner's exemption	$53,399 (+22.66%) Land $8,179 Building $45,220	$160,261 (+22.71%) Land $24,547 Building $135,714
2022	$2,319.00 (+4.37%) Disabled Person's exemption	$43,533 (+7.41%) Land $6,668 Building $36,865	$130,599 (+7.41%) Land $20,004 Building $110,595
2021	$2,222.00 Disabled Person's exemption	$40,530 Land $6,208 Building $34,322	$121,590 Land $18,624 Building $102,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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