17 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 17 S Smith St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,013 sqft · built 1915
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2003)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-129-013`

Property Details

APN / Parcel Number

Primary APN	`15-26-129-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,013 sqft Living Area
Gross Area	2,093 sqft
Basement Area	675 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	125 ft deep x 43.1 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	17 S SMITH ST
City	AURORA
State	IL
Zip	60505-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSONS SUBDN ALL LOT 1 & N 3 FT LOT 2 LOT DIMENSIONS: 43.07 X 125.4 APPROX LOT SQ FT 5401 SUBDIVISION: SECTION 26 RANGE CODE: 001
Legal Subdivision	SUBDIVISION
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	853602

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 S SMITH ST, AURORA, IL 60505-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2003 · Amount on Record
Deed Sale	Jul 8, 2003 · Amount on Record
Deed Document Number	2003111286
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000015052
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	17 S SMITH ST, AURORA, IL 60505-3709
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063025
Date	Aug 17, 2021
Instrument	2021K063025

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (+31.19%)
2024		$36,987 (+30.59%) Land $6,206 Building $30,781	$111,005 (+30.64%) Land $18,625 Building $92,380
2022	$1,696.00 (+3.16%) Homeowner's exemption	$28,324 (+7.41%) Land $5,059 Building $23,265	$84,972 (+7.41%) Land $15,177 Building $69,795
2021	$1,644.00 Homeowner's exemption	$26,370 Land $4,710 Building $21,660	$79,110 Land $14,130 Building $64,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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