314 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 314 S Smith St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1927
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$91,500 (Sep 2013)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-177-017`

Property Details

APN / Parcel Number

Primary APN	`15-26-177-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	2,520 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 S SMITH ST
City	AURORA
State	IL
Zip	60505-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAENI & ALSCHULERS ADD : PT LOT 4 BLK 2
Legal Subdivision	HAENI&ALSCHULERS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 S SMITH ST, AURORA, IL 60505-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on Record
Deed Sale	Sep 6, 2013 · Amount on Record
Prior Sale	Oct 1, 2012 · Amount on Record
Deed Document Number	201365457
Prior Transfer Date	Sep 5, 2012
Prior Transfer Doc	0000065460
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 29, 2026
Property Address	314 S SMITH ST, AURORA, IL 60505-3716
Document Number	0000027047
Instrument Date	Jun 6, 2026
Instrument	202627047
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S SMITH ST, AURORA, IL 60505-3716

Mortgage

Document Number	0000027047,
Date	Jun 29, 2026
Instrument	202627047

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	314 S SMITH ST, AURORA, IL 60505-3716
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S SMITH ST, AURORA, IL 60505-3716

Mortgage

Document Number	0000009031
Date	Mar 24, 2023
Instrument	2023K009031

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2053

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	314 S SMITH ST, AURORA, IL 60505-3716
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081082
Date	Dec 28, 2020
Instrument	2020K081082

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (+15.47%) Homeowner's exemption	$52,468 (+9.39%) Land $6,316 Building $46,152	$157,467 (+9.39%) Land $18,956 Building $138,511
2024		$47,964 (+22.66%) Land $5,774 Building $42,190	$143,950 (+22.71%) Land $17,329 Building $126,621
2022	$2,515.00 (+2.49%) Homeowner's exemption	$39,102 (+7.41%) Land $4,707 Building $34,395	$117,306 (+7.41%) Land $14,121 Building $103,185
2021	$2,454.00 Homeowner's exemption	$36,404 Land $4,382 Building $32,022	$109,212 Land $13,146 Building $96,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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