1. Home
  2. Illinois
  3. Aurora
  4. S Smith St

21 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 21 S Smith St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,272 sqft · built 1931
Lot Size0.11 acres (4,813 sqft)
Owner2 Individual Names on File
Tax Bill$2,484 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-129-014

Property Details

APN / Parcel Number

Primary APN15-26-129-014

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area2,496 sqft
Basement Area848 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame
Lot Area4,813 sqft (0.11 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Location & Zoning

Street Address21 S SMITH ST
CityAURORA
StateIL
Zip60505-3709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDERSONS SUB : LOT 2 EX NLY 3 FT
Legal SubdivisionANDERSONS SUB
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2006
Census Tract853602

Owner

21 S Smith St is owned and occupied by two individuals who acquired it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address21 S SMITH ST, AURORA, IL 60505-3709
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2007
Deed SaleApr 18, 2007
Prior SaleAug 6, 1996 · Amount on File
Deed Document Number200741999
Last Transfer DateDec 22, 2020
Transfer Doc0000042033
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 2, 2021
Property Address21 S SMITH ST, AURORA, IL 60505-3709
Document Number0000042033
Instrument DateDec 22, 2020
Instrument2021K042033
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 S SMITH ST, AURORA, IL 60505-3709

Mortgage

Document Number0000042034
DateJun 2, 2021
Instrument2021K042034
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 21 S Smith St was $2,484 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,484.00 Homeowner's exemption$46,046 (+13.96%) Land $5,852 Building $40,194$138,193 (+13.95%) Land $17,563 Building $120,630
2024$40,407 Land $5,350 Building $35,057$121,270 Land $16,056 Building $105,213
2022$1,884.00 (+2.95%) Homeowner's exemption$30,799 (+7.41%) Land $4,361 Building $26,438$92,397 (+7.41%) Land $13,083 Building $79,314
2021$1,830.00 Homeowner's exemption$28,674 Land $4,060 Building $24,614$86,022 Land $12,180 Building $73,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 S Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 S Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

Nearby Properties on S Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures