111 Joseph Dr, Havelock, NC 28532 Property Records

Craven County property record for 111 Joseph Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 2010
Lot Size	0.37 acres (16,105 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Jun 2010)
Tax Bill	$2,335 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-049-A-020`

Property Details

APN / Parcel Number

Primary APN	`6-049-A-020`
Alternative APN	`84937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,105 sqft (0.37 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	84937
Street Address	111 JOSEPH DR
City	HAVELOCK
State	NC
Zip	28532-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SLOCUM WOODS
Legal Subdivision	SLOCUM WOODS
Legal Lot Number	20
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3014
Census Tract	961301

Owner

111 Joseph Dr is owned by two individuals who bought it in June 2010.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	161 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2010 · Amount on File
Deed Sale	Jun 28, 2010 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Book / Page	2922 / 605
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	111 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03510/2095
Date	Aug 16, 2017
Book Page	3510/2095
Instrument	10011521

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	111 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003709/125
Date	Jan 24, 2022
Book Page	3709/125
Instrument	10090489

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 111 Joseph Dr was $2,335, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,335.00 (+2.5%)	$189,450 (-) Land $40,000 Building $149,450	$189,450 (-) Land $40,000 Building $149,450
2025	$2,278.00	$189,450 Land $40,000 Building $149,450	$189,450 Land $40,000 Building $149,450
2023	$2,190.00 (+21.94%)	$189,450 (+25.44%) Land $40,000 Building $149,450	$189,450 Land $40,000 Building $149,450
2022	$1,796.00	$151,030 Land $40,000 Building $111,030
2018			$151,030 Land $40,000 Building $111,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Joseph Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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