112 Joseph Dr, Havelock, NC 28532 Property Records

Craven County property record for 112 Joseph Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2010
Lot Size	0.357 acres (15,567 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2022)
Tax Bill	$2,593 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-049-A-007`

Property Details

APN / Parcel Number

Primary APN	`6-049-A-007`
Alternative APNs	`128338` `98619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,329 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,567 sqft (0.357 acres)
Garage Type	Attached
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98619
Street Address	112 JOSEPH DR
City	HAVELOCK
State	NC
Zip	28532-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SLOCUM WOODS
Legal Subdivision	FINAL PLAN OF SLOCUM WOODS
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3013
Census Tract	961301

Owner

112 Joseph Dr is owned by two individuals who bought it in March 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 DOBSON KNOB TRL, NOLENSVILLE, TN 37135-1560
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 15, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP
Oct 6, 2017	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	202210093272
Deed Book / Page	3716 / 807
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03693/2111
Date	Oct 6, 2021
Book Page	3693/2111
Instrument	10084658

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 10, 2022
Property Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755
Document Number	003716/807
Book / Page	3716 / 807
Map Reference	CAB H SL 121-B&C
Instrument Date	Feb 28, 2022
Instrument	10093272
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5308 BRIDGEPORT RD, 5308, MCKINNEY, TX 75071-4986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DOBSON KNOB TRL, NOLENSVILLE, TN 37135-1560

Mortgage

Document Number	0003716810
Date	Mar 10, 2022
Instrument	3716/810

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 15, 2020
Property Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755
Document Number	03598/1807
Book / Page	3598 / 1807
Instrument Date	Jan 9, 2020
Instrument	10049143
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755

Mortgage

Document Number	03598/1811
Date	Jan 15, 2020
Book Page	3598/1811
Instrument	10049144

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 6, 2017
Property Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755
Document Number	03515/2155
Book / Page	3515 / 2155
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOSEPH DR, HAVELOCK, NC 28532-2755

Mortgage

Document Number	03515/2158
Date	Oct 6, 2017
Book Page	3515/2158

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 112 Joseph Dr was $2,593, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,593.00 (+2.49%)	$211,030 (-) Land $40,000 Building $171,030	$211,030 (-) Land $40,000 Building $171,030
2025	$2,530.00	$211,030 Land $40,000 Building $171,030	$211,030 Land $40,000 Building $171,030
2023	$2,433.00 (+41.87%)	$211,030 (+46.57%) Land $40,000 Building $171,030	$211,030 Land $40,000 Building $171,030
2022	$1,715.00	$143,980 Land $40,000 Building $103,980
2018			$143,980 Land $40,000 Building $103,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Joseph Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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