102 Joseph Dr, Havelock, NC 28532 Property Records

Craven County property record for 102 Joseph Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2010
Lot Size	0.314 acres (13,673 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2021)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-049-A-002`

Property Details

APN / Parcel Number

Primary APN	`6-049-A-002`
Alternative APN	`91631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,673 sqft (0.314 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	91631
Street Address	102 JOSEPH DR
City	HAVELOCK
State	NC
Zip	28532-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SLOCUM WOODS
Legal Subdivision	SLOCUM WOODS
Legal Lot Number	2
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3013
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 JOSEPH DR, HAVELOCK, NC 28532-2755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	202110087420
Deed Book / Page	3701 / 477
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 23, 2021
Property Address	102 JOSEPH DR, HAVELOCK, NC 28532-2755
Document Number	3701/477
Book / Page	3701 / 477
Map Reference	CAB H SL 121B&121C
Instrument Date	Nov 20, 2021
Instrument	10087420
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 W SEBASTIAN CT, 107, MEBANE, NC 27302-2268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 JOSEPH DR, HAVELOCK, NC 28532-2755
Investor	Possibly a Property Investor

Mortgage

Document Number	3701481
Date	Nov 23, 2021
Instrument	3701/481

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	102 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035230606
Date	Dec 27, 2017
Book Page	3523/0606

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (+2.48%)	$184,040 (-) Land $40,000 Building $144,040	$184,040 (-) Land $40,000 Building $144,040
2025	$2,215.00 (+3.99%)	$184,040 (-) Land $40,000 Building $144,040	$184,040 (-) Land $40,000 Building $144,040
2023	$2,130.00 (+23.48%)	$184,040 (+27.11%) Land $40,000 Building $144,040	$184,040 (+27.11%) Land $40,000 Building $144,040
2022	$1,725.00	$144,790 Land $40,000 Building $104,790
2018			$144,790 Land $40,000 Building $104,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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