Craven County property record for 108 Joseph Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,262 sqft · built 2010 |
| Lot Size | 0.497 acres (21,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Jun 2010) |
| Tax Bill | $2,341 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-049-A-005 |
| Primary APN | 6-049-A-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,658 sqft (0.497 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 84931 |
|---|---|
| Street Address | 108 JOSEPH DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SLOCUM WOODS |
| Legal Subdivision | SLOCUM WOODS |
| Legal Lot Number | 5 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 961301 |
108 Joseph Dr is owned and occupied by an individual who bought it in June 2010.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 JOSEPH DR, HAVELOCK, NC 28532-2755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2010 · Amount on File |
| Deed Sale | Jun 25, 2010 · Amount on File |
| Prior Sale | Apr 8, 2010 · Amount on File |
| Deed Book / Page | 2922 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 108 JOSEPH DR, HAVELOCK, NC 28532-2755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03645/1766 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3645/1766 |
| Instrument | 10066593 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 108 Joseph Dr was $2,341, up 2.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,341.00 (+2.5%) | $189,950 (-) Land $40,000 Building $149,950 | $189,950 (-) Land $40,000 Building $149,950 |
| 2025 | $2,284.00 | $189,950 Land $40,000 Building $149,950 | $189,950 Land $40,000 Building $149,950 |
| 2023 | $2,196.00 (+22.34%) | $189,950 (+25.85%) Land $40,000 Building $149,950 | $189,950 Land $40,000 Building $149,950 |
| 2022 | $1,795.00 | $150,930 Land $40,000 Building $110,930 | |
| 2018 | $150,930 Land $40,000 Building $110,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Joseph Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 14 (2003–2018) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Joseph Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures