111 James Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 111 James Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	2 ba · built 1980
Owner	Individual on Record
Last Sale	$149,500 (Nov 2020)
Tax Bill	$825 (2025)
Deeds & Mortgages	Mar 2019 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243 000 004 030`

Property Details

APN / Parcel Number

Primary APN	`243 000 004 030`
Alternative APNs	`00032118` `01840893` `1840893`

Interior

Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 1980

Location & Zoning

Account Number	00032118
Street Address	111 JAMES RD
City	CHERAW
State	SC
Zip	29520-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK LT 13
Legal Lot Number	13
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2018
Census Tract	950503

Owner

Source: Chesterfield County assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	111 JAMES RD, CHERAW, SC 29520-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FOUNDERS FEDERAL CREDIT UNION
Nov 16, 2020	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202000004494
Deed Book / Page	533 / 696
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	111 JAMES RD, CHERAW, SC 29520-6869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	504/698
Date	Mar 4, 2019
Book Page	504/698
Instrument	878

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Nov 16, 2020
Property Address	111 JAMES RD, CHERAW, SC 29520-6869
Document Number	000533/696
Book / Page	533 / 696
Map Reference	MB 30 PG 195
Instrument Date	Nov 13, 2020
Instrument	202000004494
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 JAMES RD, CHERAW, SC 29520-6869

Mortgage

Document Number	202000004495
Date	Nov 16, 2020
Instrument	202000004495

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+5.5%)	$5,850 (-1.35%) Land $320 Building $5,530	$146,300 (-1.28%) Land $8,000 Building $138,300
2023	$782.00	$5,930 Land $320 Building $5,610	$148,200 Land $8,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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