107 James Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 107 James Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	30 bd · 1.5 ba · 1,160 sqft · built 1984
Lot Size	0.46 acres (20,051 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Nov 2021)
Tax Bill	$769 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`243 000 004 032`

Property Details

APN / Parcel Number

Primary APN	`243 000 004 032`
Alternative APNs	`00032120` `01841093` `1841093`

Interior

Bedrooms	30 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Total Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	20,051 sqft (0.46 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032120
Street Address	107 JAMES RD
City	CHERAW
State	SC
Zip	29520-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Legal Subdivision	WESTBROOK
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2018
Census Tract	950503

Owner

Source: Chesterfield County records · APN 243 000 004 032

Assessment roll updated February 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 JAMES RD, CHERAW, SC 29520-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Distribution, Transfer
Nov 19, 2021	Deed, Transfer · USDA Mortgage C & F MORTGAGE CORP
Mar 13, 2020	Deed, Transfer
Apr 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20215198
Deed Book / Page	542 / 583
Last Transfer Date	Jan 15, 2026
Transfer Doc	000581/186
Record Updated	Sep 20, 2026

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 15, 2026
Property Address	107 JAMES RD, CHERAW, SC 29520-6869
Document Number	000581/186
Book / Page	581 / 186
Map Reference	MB 33 PG 173
Instrument Date	Jan 15, 2026
Instrument	2026-200
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JAMES RD, CHERAW, SC 29520-6869

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Nov 19, 2021
Property Address	107 JAMES RD, CHERAW, SC 29520-6869
Document Number	000542/583
Book / Page	542 / 583
Map Reference	MB 33 PG 173
Instrument Date	Nov 19, 2021
Instrument	202100005198
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$306.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 JAMES RD, CHERAW, SC 29520-6869

Mortgage

Document Number	202100005199
Date	Nov 19, 2021
Instrument	202100005199

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 13, 2020
Property Address	107 JAMES RD, CHERAW, SC 29520-6869
Document Number	00527/1280
Book / Page	527 / 1280
Map Reference	MB 33 PG 173
Instrument Date	Mar 05, 2020
Instrument	202000000961
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, TATUM, SC 29594-0054

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 30, 2018
Property Address	107 JAMES RD, CHERAW, SC 29520-6869
Document Number	000513/117
Book / Page	513 / 117
Instrument Date	Apr 25, 2018
Instrument	201800001579
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JAMES RD, CHERAW, SC 29520-6869

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00 (+23.63%)	$5,430 (+15.04%) Land $320 Building $5,110	$146,000 (+23.73%) Land $8,000 Building $138,000
2023	$622.00	$4,720 Land $320 Building $4,400	$118,000 Land $8,000 Building $110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 135 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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