108 James Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 108 James Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	30 bd · 1 ba · 1,175 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Feb 2018)
Tax Bill	$798 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`243 000 004 022`

Property Details

APN / Parcel Number

Primary APN	`243 000 004 022`
Alternative APNs	`00032110` `01840093` `1840093`

Interior

Bedrooms	30 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Total Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032110
Street Address	108 JAMES RD
City	CHERAW
State	SC
Zip	29520-6868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L .50+/- AC
Legal Subdivision	WESTBROOK SUBDIVISION
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2017
Census Tract	950503

Owner

Source: Chesterfield County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 JAMES RD, CHERAW, SC 29520-6868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage AMERICAN MTG BK
May 4, 2017	Deed of Trust, Mortgage · ARM FOUNDERS FCU
Feb 21, 2018	Deed, Transfer
May 4, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	2018626
Deed Book / Page	511 / 505
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	00505/0553
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 JAMES RD, CHERAW, SC 29520-6868
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000497/0000000063
Date	Feb 21, 2018
Book Page	0000000497/0000000063

Lender

Name	AMERICAN MTG BK

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 JAMES RD, CHERAW, SC 29520-6868
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	491/0265
Date	May 4, 2017
Book Page	491/0265
Instrument	201700001720

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Min Rate At Change	6%
Max Rate At Change	10%
Max Rate	14%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 21, 2018
Property Address	108 JAMES RD, CHERAW, SC 29520-6868
Document Number	000511/505
Book / Page	511 / 505
Instrument Date	Feb 20, 2018
Instrument	201800000626
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JAMES RD, CHERAW, SC 29520-6868

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	May 4, 2017
Property Address	108 JAMES RD, CHERAW, SC 29520-6868
Document Number	00505/0553
Book / Page	505 / 0553
Map Reference	PL 37 PG 182
Instrument Date	Apr 28, 2017
Instrument	201700001719
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JAMES RD, CHERAW, SC 29520-6868

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 (+22.96%)	$5,650 (+14.84%) Land $320 Building $5,330	$177,000 (+44.02%) Land $8,000 Building $169,000
2023	$649.00	$4,920 Land $320 Building $4,600	$122,900 Land $8,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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