Chesterfield County property record for 109 James Rd, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · built 1984 |
| Owner | Individual Name on Record |
| Last Sale | $182,500 (Aug 2025) |
| Tax Bill | $315 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 243 000 004 031 |
| Primary APN | 243 000 004 031 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Year Built | Built 1984 |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Account Number | 00032119 |
|---|---|
| Street Address | 109 JAMES RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12-WESTBROOK SUBD |
| Legal Subdivision | WESTBROOK SUBD |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950503 |
Source: Chesterfield County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 CHURCHILL RD, CHERAW, SC 29520-6755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | May 7, 2025 · Amount on Record |
| Deed Document Number | 2025-3358 |
| Deed Book / Page | 577 / 862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Aug 22, 2025 |
| Property Address | 109 JAMES RD, CHERAW, SC 29520-6869 |
| Document Number | 000577/862 |
| Book / Page | 577 / 862 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025-3358 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CHURCHILL RD, CHERAW, SC 29520-6755 |
| Document Number | 0020253359 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025-3359 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315.00 (+56.72%) Homeowner's exemption | $4,060 (+15.01%) Land $320 Building $3,740 | $138,000 (+56.29%) Land $8,000 Building $130,000 |
| 2023 | $201.00 Homeowner's exemption | $3,530 Land $320 Building $3,210 | $88,300 Land $8,000 Building $80,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Sandhill Telephone Cooperative Fiber | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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