Cayuga County and Cato Town property record for 11092 Duger Rd, Cato, NY 13033
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 936 sqft · built 1941 |
| Lot Size | 0.706 acres (30,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $157,500 (Nov 2020) |
| Tax Bill | $3,756 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Nov 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 052489 53.04-1-21 |
| Primary APN | 052489 53.04-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 30,780 sqft (0.706 acres) |
| Lot Dimensions | 515 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 680 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 03092010 |
|---|---|
| Street Address | 11092 DUGER RD |
| City | CATO |
| State | NY |
| Zip | 13033-9720 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | DUGER TRACT SM N-83 L# 5 60' LAKE FRONT |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1953 TOPRIDGE DR, BALDWINSVILLE, NY 13027-8706 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS TRUST CO |
| Nov 17, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Aug 19, 2014 · Amount on Record |
| Deed Document Number | 2020199850 |
| Deed Book / Page | 3959 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11092 DUGER RD, CATO, NY 13033-9720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00004006/1 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 4006/1 |
| Instrument | 2021-202307 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Nov 17, 2020 |
| Property Address | 11092 DUGER RD, CATO, NY 13033-9720 |
| Document Number | 0039590004 |
| Book / Page | 003959 / 000004 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 199850 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 213 GRAND AVE SYRACUSE NY 132042771, SYRACUSE, NY 13204-2771 |
Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,756.00 (+4.04%) | ||
| 2025 | $3,610.00 (+1.92%) | $103,000 (-) Land $54,900 Building $48,100 | $190,741 (+24.07%) Land $101,667 Building $89,074 |
| 2024 | $3,542.00 (+158.92%) | ||
| 2023 | $103,000 Land $54,900 Building $48,100 | $153,731 Land $81,940 Building $71,791 | |
| 2020 | $1,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 381.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Spectrum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures