11086 Duger Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11086 Duger Rd, Cato, NY 13033

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 878 sqft · built 1920
Lot Size0.895 acres (39,000 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Nov 2012)
Tax Bill$3,099 (2026)
Flood ZoneZone AE (high risk)
APN052489 53.04-1-19

Property Details

APN / Parcel Number

Primary APN052489 53.04-1-19
Alternative APNs
  • 248905300400010190000000
  • 03062070

Interior

Bedrooms4 Beds
Stories1 Story
Building Area878 sqft Living Area
1st Floor Area716 sqft
Upper Floors Area162 sqft
AtticAttic
Attic Area162 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area39,000 sqft (0.895 acres)
Lot Dimensions515 ft deep x 60 ft wide
View / LotWaterfront
Garage TypeDetached
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number03062070
Street Address11086 DUGER RD
CityCATO
StateNY
Zip13033
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionDUGER TRACT SM N-85 L# 7 65' LAKE FRONT
Legal SubdivisionDUGAR TRACT
Legal Block1
Legal Lot Number19.000
JurisdictionCAYUGA NY
Township / Civil DivisionCATO
Census Block Group1
Census Block1010
Census Tract40201

Owner

11086 Duger Rd, a residential property, is owned by two individuals who bought it in November 2012.

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18 APRICOT LN, LIVERPOOL, NY 13090-2333
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012 · Amount on File
Deed SaleNov 15, 2012 · Amount on File
Deed Document Number2012130187
Deed Book / Page1492 / 326
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 11086 Duger Rd was $3,099, up 4% from the year before.

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionCato Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,099.00 (+4.03%)
2025$2,979.00 (+1.92%)$85,000 Land $66,300 Building $18,700$157,407 Land $122,777 Building $34,630
2024$2,923.00
2023$85,000 Land $66,300 Building $18,700$126,866 Land $98,955 Building $27,911
2020$1,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11086 Duger Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation381.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11086 Duger Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

May also be available: Spectrum, T-Mobile.

Nearby Properties on Duger Rd

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