Cayuga County and Cato Town property record for 11090 Duger Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,484 sqft · built 1986 |
| Lot Size | 0.706 acres (30,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,631 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 052489 53.04-1-20 |
| Primary APN | 052489 53.04-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 30,780 sqft (0.706 acres) |
| Lot Dimensions | 515 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 956 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 57 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 03092060 |
|---|---|
| Street Address | 11090 DUGER RD |
| City | CATO |
| State | NY |
| Zip | 13033-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUGAR TRACT SM N-83 L# 6 61' LAKE FRONT |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40201 |
11090 Duger Rd is owned and occupied by an individual.
Source: Cayuga County and Cato Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11090 DUGER RD, CATO, NY 13033-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11090 Duger Rd was $4,631 with a homeowner's exemption, up 13.4% from the year before.
Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,631.00 (+13.42%) Homeowner's exemption | ||
| 2025 | $4,083.00 (+3.08%) Homeowner's exemption | $127,000 Land $55,600 Building $71,400 | $235,185 Land $102,963 Building $132,222 |
| 2024 | $3,961.00 | ||
| 2023 | $127,000 Land $55,600 Building $71,400 | $189,552 Land $82,985 Building $106,567 | |
| 2020 | $1,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11090 Duger Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 381.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11090 Duger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Spectrum, T-Mobile.
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