Cayuga County and Cato Town property record for 11084 Duger Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 987 sqft · built 1920 |
| Lot Size | 0.671 acres (29,260 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,282 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 052489 53.04-1-18 |
| Primary APN | 052489 53.04-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| 1st Floor Area | 987 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 29,260 sqft (0.671 acres) |
| Lot Dimensions | 530 ft deep x 55 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 03091120 |
|---|---|
| Street Address | 11084 DUGER RD |
| City | CATO |
| State | NY |
| Zip | 13033-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUGER TRACT SM N-85 L# 8 55' LAKE FRONT |
| Legal Subdivision | DUGER TRACT |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40201 |
11084 Duger Rd is owned and occupied by an individual who acquired it in July 2012.
Source: Cayuga County and Cato Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11084 DUGER RD, CATO, NY 13033-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2012 |
| Transfer Doc | 0000131443 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11084 Duger Rd was $3,282 with a homeowner's exemption, up 17.8% from the year before.
Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,282.00 (+17.8%) Homeowner's exemption | ||
| 2025 | $2,786.00 (+3.61%) Homeowner's exemption | $90,000 Land $51,100 Building $38,900 | $166,667 Land $94,630 Building $72,037 |
| 2024 | $2,689.00 | ||
| 2023 | $90,000 Land $51,100 Building $38,900 | $134,328 Land $76,268 Building $58,060 | |
| 2020 | $1,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11084 Duger Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 381.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11084 Duger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Spectrum, T-Mobile.
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