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1029 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1029 Emerald Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 1961
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$570,000 (Oct 2024)
Tax Bill$8,080 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-201-007

Property Details

APN / Parcel Number

Primary APN07-25-201-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,824 sqft Living Area
1st Floor Area1,248 sqft
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleTri-Level
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions12.8 ft deep x 8.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1029 EMERALD DR
CityNAPERVILLE
StateIL
Zip60540-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 11
Legal SubdivisionMOSER HIGHLANDS
Legal Block12
Legal Lot Number5
Legal Unit11
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1010
Census Tract846523

Owner

1029 Emerald Dr is owned by an individual who bought it in October 2024.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2756 BRECKENRIDGE LN, NAPERVILLE, IL 60565-5338
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED HOME LOANS INC
Jun 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleAug 24, 2021 · Amount on File
Deed Document Number202460669
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1029 EMERALD DR, NAPERVILLE, IL 60540-7215
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127263
DateAug 24, 2021
InstrumentR2021-127263
Lender
NameUNITED HOME LOANS INC
TypeMortgage Company
AddressWESTCHESTER, IL 60154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1029 EMERALD DR, NAPERVILLE, IL 60540-7215
Document Number0000062533
Instrument DateJun 6, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1029 EMERALD DR NAPERVILLE IL 605407215, NAPERVILLE, IL 60540-7215

Mortgage

Document Number0000062533
DateJun 17, 2020
Instrument62533
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 16, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Emerald Dr was $8,080.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,080.00$146,584 Land $62,832 Building $83,752$439,752 Land $188,496 Building $251,256
2022$6,901.00 Homeowner's exemption$112,820 Land $48,040 Building $64,780$338,460 Land $144,120 Building $194,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1029 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2015)
Claims Outside the SFHA4 of 7
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1029 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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