Hamilton County property record for 1109 Centennial Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,283 sqft · built 1994 |
| Lot Size | 0.34 acres (14,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $462,000 (Dec 1999) |
| Tax Bill | $3,980 (2025) |
| Deeds & Mortgages | May 2026 Transfer Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 136H J 015.05 |
| Primary APN | 136H J 015.05 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,283 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,812 sqft (0.34 acres) |
| Lot Dimensions | 121 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000130487 |
|---|---|
| Street Address | 1109 CENTENNIAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 HERITAGE LANDING PB46 PG92 OUT OF 136H-J-15 FOR 1991 |
| Legal Subdivision | SINGLE FAMILY LOTS HERITAGE LANDING |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1109 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 28, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 1999 · Amount on Record |
| Deed Sale | Dec 2, 1999 · Amount on Record |
| Deed Document Number | 1999187 |
| Deed Book / Page | 5493 / 733 |
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0000000217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 28, 2026 |
| Property Address | 1109 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000217 |
| Book / Page | 14314 / 372 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026217 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 28, 2023 |
| Property Address | 1109 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000063 |
| Book / Page | 13223 / 47 |
| Map Reference | MB 46 PG 92 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023022800063 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1109 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,980.00 (+3.7%) | $262,650 (+53.08%) | $1,050,600 (+53.08%) Land $350,000 Building $700,600 |
| 2024 | $3,838.00 | $171,575 (-) | $686,300 (-) Land $325,000 Building $361,300 |
| 2023 | $3,838.00 | $171,575 (-) | $686,300 (-) Land $325,000 Building $361,300 |
| 2022 | $3,838.00 | $171,575 | $686,300 Land $325,000 Building $361,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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