Hamilton County property record for 1107 Centennial Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,650 sqft · built 1999 |
| Lot Size | 0.363 acres (15,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (May 2023) |
| Tax Bill | $4,291 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136H J 015.06 |
| Primary APN | 136H J 015.06 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,650 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,828 sqft (0.363 acres) |
| Lot Dimensions | 129 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000130488 |
|---|---|
| Street Address | 1107 CENTENNIAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 HERITAGE LANDING PB46 PG92 OUT OF 136H-J-15 FOR 1991 |
| Legal Subdivision | HERITAGE LANDING |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Mar 2, 2022 | Warranty Deed, Transfer · Line of Credit HOMETRUST BANK |
| Sep 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Sep 26, 2017 · Amount on Record |
| Deed Document Number | 202376 |
| Deed Book / Page | 13303 / 909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000008 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 14055/364 |
| Instrument | 2025092500008 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 31, 2023 |
| Property Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000076 |
| Book / Page | 13303 / 909 |
| Map Reference | MB 46 PG 92 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023053100076 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000077 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023053100077 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 2, 2022 |
| Property Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000161 |
| Book / Page | 12865 / 843 |
| Map Reference | MB 19 PG 44 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022030200161 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 HARUEST COURT, SODDY DAISY, TN 37379-7554 |
| Document Number | 0012865845 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 12865/845 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 26, 2017 |
| Property Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000131 |
| Book / Page | 11162 / 906 |
| Map Reference | MB46 PG92 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 2017092600131 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,423.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1107 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000132 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017092600132 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Number | 0000000133 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 11162/921 |
| Instrument | 2017092600133 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,291.00 (-1.33%) | $283,150 (+45.65%) | $1,132,600 (+45.65%) Land $350,000 Building $782,600 |
| 2024 | $4,349.00 | $194,400 (-) | $777,600 (-) Land $325,000 Building $452,600 |
| 2023 | $4,349.00 | $194,400 (-) | $777,600 (-) Land $325,000 Building $452,600 |
| 2022 | $4,349.00 | $194,400 | $777,600 Land $325,000 Building $452,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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