Hamilton County property record for 1105 Centennial Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,390 sqft · built 1993 |
| Lot Size | 0.382 acres (16,657 sqft) |
| Owner | Company Name on Record |
| Last Sale | $895,000 (Oct 2017) |
| Tax Bill | $4,012 (2025) |
| Deeds & Mortgages | Aug 2024 Transfer Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136H J 015.07 |
| Primary APN | 136H J 015.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,390 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,657 sqft (0.382 acres) |
| Lot Dimensions | 165 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000130489 |
|---|---|
| Street Address | 1105 CENTENNIAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 HERITAGE LANDING PB46 PG92 OUT OF 136H-J-15 FOR 1991 |
| Legal Subdivision | SINGLE FAMILY LOTS HERITAGE LANDING |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1105 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 1, 2024 | Intrafamily Transfer, Transfer |
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Oct 17, 2017 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on Record |
| Deed Sale | Oct 17, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2006 · Amount on Record |
| Deed Document Number | 2017293 |
| Deed Book / Page | 11181 / 364 |
| Last Transfer Date | Jul 22, 2024 |
| Transfer Doc | 0000000093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 1, 2024 |
| Property Address | 1105 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000093 |
| Book / Page | 13665 / 693 |
| Map Reference | MB 45 PG 92 |
| Instrument Date | Jul 22, 2024 |
| Instrument | 2024080100093 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1105 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1105 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000007 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 11224/210 |
| Instrument | 2017121200007 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 17, 2017 |
| Property Address | 1105 CENTENNIAL DR, CHATTANOOGA, TN 37405-4270 |
| Document Number | 0000000293 |
| Book / Page | 011181 / 000364 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 293 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,311.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1105 CENTENNIAL DR CHATTANOOGA TN 374054270, CHATTANOOGA, TN 37405-4270 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,012.00 (-25.34%) | $264,750 (+10.21%) | $1,059,000 (+10.21%) Land $350,000 Building $709,000 |
| 2024 | $5,374.00 | $240,225 (-) | $960,900 (-) Land $325,000 Building $635,900 |
| 2023 | $5,374.00 | $240,225 | $960,900 Land $325,000 Building $635,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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