1011 Centennial Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1011 Centennial Dr, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	4 ba · 1,818 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Dec 2018)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`136H J 01510C188`

Property Details

APN / Parcel Number

Primary APN	`136H J 01510C188`
Alternative APN	`0000138397`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000138397
Old Parcel Number	136H J 01510C188
Street Address	1011 CENTENNIAL DR
City	CHATTANOOGA
State	TN
Zip	37405-4255
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 75-Y PHASE V1-E HERITAGE LANDING 54-138-1 OUT OF 136H-J-15.10 FOR 1996
Legal Subdivision	HERITAGE LNDG
Legal Phase	5
Legal Unit	75-Y
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 CENTENNIAL DR, CHATTANOOGA, TN 37405-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Jun 22, 2005
Deed Document Number	2018121700212
Deed Book / Page	11523 / 809
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 17, 2018
Property Address	1011 CENTENNIAL DR, CHATTANOOGA, TN 37405-4255
Document Number	1217000212
Book / Page	011523 / 000809
Instrument Date	Dec 14, 2018
Instrument	181217000212
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	JONES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 CENTENNIAL DR CHATTANOOGA TN 374054255, CHATTANOOGA, TN 37405-4255

Mortgage

Document Number	1217000213
Date	Dec 17, 2018
Book Page	011523/000815
Instrument	181217000213

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 (+17.58%)	$165,125 (+73.54%)	$660,500 (+73.54%) Land $200,000 Building $460,500
2024	$2,128.00	$95,150 (-)	$380,600 (-) Land $100,000 Building $280,600
2023	$2,128.00	$95,150 (-)	$380,600 (-) Land $100,000 Building $280,600
2022	$2,128.00	$95,150	$380,600 Land $100,000 Building $280,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20