1108 N 3rd St, Festus, MO 63028 Property Records

Jefferson County property record for 1108 N 3rd St, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,302 sqft · built 1998
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$147,400 (Sep 2009)
Tax Bill$1,476 (2025)
Flood ZoneZone X (minimal risk)
APN181.001.04010001

Property Details

APN / Parcel Number

Primary APN181.001.04010001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,302 sqft Living Area
Gross Area1,722 sqft
1st Floor Area1,302 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area420 sqft
PorchEnclosed Frame Porch
Porch Area234 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1108 N 3RD ST
CityFESTUS
StateMO
Zip63028-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionBAUMAN LOT 2
Legal Range5E
Legal Township40N
Legal Section01
Legal SubdivisionBAUMAN
Legal Block2
Legal Lot Number2
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2018
Census Tract700801

Owner

1108 N 3rd St is owned and occupied by an individual who bought it in September 2009.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1108 N 3RD ST, FESTUS, MO 63028-1609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2009 · Amount on File
Deed SaleSep 30, 2009 · Amount on File
Prior SaleJan 6, 1999
Deed Document Number200940032
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1108 N 3rd St was $1,476, up 5.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,900 (-) Land $1,500 Building $25,400$141,600 (-) Land $8,100 Building $133,500
2025$1,476.00 (+5.58%)$26,900 Land $1,500 Building $25,400$141,600 (-) Land $8,100 Building $133,500
2024$1,398.00 (+0.5%)$141,600 (+8.84%) Land $8,100 Building $133,500
2023$1,391.00$24,700 Land $1,500 Building $23,200$130,100 Land $8,100 Building $122,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 N 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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