1020 N 3rd St, Festus, MO 63028 Property Records

Jefferson County property record for 1020 N 3rd St, Festus, MO 63028

Property Summary

Property TypeApartments (5+ Units)
Details1 ba · 7,360 sqft · built 1970
Lot Size0.355 acres (15,461 sqft)
OwnerCompany Name on Record
Tax Bill$3,913 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN193.006.03013003

Property Details

APN / Parcel Number

Primary APN193.006.03013003

Interior

Full Baths1 Bath
Building Area7,360 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area15,461 sqft (0.355 acres)
Lot Dimensions155 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1020 N 3RD ST
CityFESTUS
StateMO
Zip63028-1781
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeCT1
Legal DescriptionHOLLY HILLS ADD LOTS 5 & 6 BLOCK 9
Legal SubdivisionHOLLY HILLS ADD
Legal Block9
Legal Lot Number5,6
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group5
Census Block5033
Census Tract700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 511, TROY, IL 62294-0511
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 6, 1998
Transfer Doc0850001582
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON MO
Recording DateMay 12, 2023
Property Address1020 N 3RD ST, FESTUS, MO 63028-1781
Document Number0000011386
Map ReferenceMB 7 PG 26
Instrument DateApr 11, 2023
Instrument2023R-011386
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ORCHARD LN, SAINT CHARLES, MO 63303-4100

Mortgage

Document Number0000011387
DateMay 12, 2023
Instrument2023R-011387
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,300 (-) Land $8,600 Building $62,700$375,000 (-) Land $45,000 Building $330,000
2025$3,913.00 (+9.88%)$71,300 (+13.35%) Land $8,600 Building $62,700$375,000 (-) Land $45,000 Building $330,000
2024$3,561.00 (+0.51%)$375,000 (+13.36%) Land $45,000 Building $330,000
2023$3,543.00$62,900 Land $8,600 Building $54,300$330,800 Land $45,000 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1986–2009)
Claims Outside the SFHA3 of 7
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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