Jefferson County property record for 1019 N 3rd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,650 sqft · built 1966 |
| Lot Size | 0.183 acres (7,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,900 (Aug 2001) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03008008 |
| Primary APN | 193.006.03008008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,981 sqft (0.183 acres) |
| Lot Dimensions | 75 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1019 N 3RD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HOLLY HILLS ADD W PT LOTS 8 & 9 BLOCK 8 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | HOLLY HILLS ADD |
| Legal Block | 8 |
| Legal Lot Number | 8,9 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1019 N 3RD ST, FESTUS, MO 63028-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2021 | Deed of Trust, Mortgage FREEDOM MTG |
| Apr 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2001 · Amount on Record |
| Deed Sale | Aug 17, 2001 · Amount on Record |
| Prior Sale | Mar 10, 1999 · Amount on Record |
| Deed Book / Page | 1110 / 618 |
| Last Transfer Date | Feb 20, 2013 |
| Transfer Doc | 2013R007112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1019 N 3RD ST, FESTUS, MO 63028-1702 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1019 N 3RD ST, FESTUS, MO 63028-1702 |
| Document Number | 0000014316 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022R-014316 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1019 N 3RD ST, FESTUS, MO 63028-1702 |
| Document Number | 0000003296 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1019 N 3RD ST FESTUS MO 630281702, FESTUS, MO 63028-1702 |
| Document Number | 0000003296 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 3296 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1019 N 3RD ST, FESTUS, MO 63028-1702 |
| Document Number | 0000011778 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1019 N 3RD ST FESTUS MO 630281702, FESTUS, MO 63028-1702 |
| Document Number | 0000011778 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 11778 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,800 (-) Land $1,500 Building $18,300 | $104,300 (-) Land $8,100 Building $96,200 | |
| 2025 | $1,030.00 | $19,800 (+8.79%) Land $1,500 Building $18,300 | $104,300 (-) Land $8,100 Building $96,200 |
| 2024 | $1,030.00 (+0.49%) | $104,300 (+8.53%) Land $8,100 Building $96,200 | |
| 2023 | $1,025.00 | $18,200 Land $1,500 Building $16,700 | $96,100 Land $8,100 Building $88,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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